Will you get approved
for a mortgage?

Find out in minutes. We assess your income, deposit, credit, and spending like a lender would — and show what to fix.

No credit checkYour data stays privateAlways free

How It Works

From confusion to clarity, in three steps.

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1. Tell us about your finances

Answer a few simple questions about your income, spending, and savings. No bank logins, no spreadsheets, just an honest picture of where you are right now.

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2. Get your Readiness Score

See a clear score that shows how mortgage-ready you are today. We break it down simply so you know exactly what's working in your favour, and what isn't.

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3. See what to work on next

Get practical, prioritised steps based on your answers. Small changes that move you closer to approval, at your own pace.

Did you know?

Discover insights about home buying and see how Hommie can help you succeed

67%

of buyers are turned away on their first mortgage application

7 years

average time to save for a deposit

3x faster

Hommie users improve their mortgage readiness

23%

of first-time buyers know their credit score

Real-time

track your progress with Hommie

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Already have an account?

Sign in to view your Mortgage Readiness Score and pick up where you left off.

Buying your first home, possible and clear.

Start your journey with Hommie today.

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Answer a few questions and get your personalised Mortgage Readiness Score in minutes.

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Disclaimer: This is a demo prototype for demonstration purposes only. The scores, data, and recommendations shown are simulated and should not be considered actual financial advice. Always consult with a qualified financial advisor before making any mortgage or financial decisions.